| 1. | The OTS charters, regulates and supervises the nation's savings and loan thrift institutions.
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| 2. | But surviving thrift institutions say the S & L debacle wasn't their fault, either.
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| 3. | But surviving thrift institutions say the S & AMP; L debacle wasn't their fault, either.
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| 4. | For example, thrift institutions now can serve small businesses.
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| 5. | Japanese law allows the government to spend budget money only to bail out thrift institutions.
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| 6. | The nation's savings and loans and thrift institutions find themselves in just about the same situation.
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| 7. | A similar insurance fund covering deposits at thrift institutions, however, will be charging the same old premiums.
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| 8. | The failure of one or two large thrift institutions could exhaust these reserves and leave the fund insolvent,
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| 9. | The resulting damage to those responding to the incentives blindsided thrift institutions with mounting exposure to bad loans.
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| 10. | Apple now ranked 17th among the New York metropolitan area's thrift institutions, with assets of $ 2.7 billion.
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